Mexican banks in california. 10 best banks in Mexico for expats.
Mexican banks in california info Add to Chrome History Select a day Today Wednesday, December 25, 2024 the average US Dollar exchange rate in Mexico is 1 Dollar = 20. Nov 26, 2024 · Discover the best banks in California for December 2024. El Bajío. Call us at (209) 502-7575. Find local KeyBank branch and ATM locations in California, United States with addresses, opening hours, phone numbers, directions, and more using our interactive map and up-to-date information. -HSBC offers no ATM fees at their Mexican locations. 4 days ago · The Bank of Mexican Food offers a delightful dining experience with its unique menu choices and excellent service. It only has one location, though, in Mexico City³. or Canada won’t be a problem if you plan to live in Mexico. Having a bank account in the U. This bank building was constructed in 1965 for what is now the oldest Latino-owned bank in California. Best Banks & Credit Unions in Tecate, Baja California, Mexico - Bank of Southern California, Escondido Federal Credit Union, Mission Fed Credit Union - Chula Vista, California Coast Credit Union, PNC Bank, Wells Fargo Bank, California Bank & Trust, Poppy Bank - Del Mar, City National Bank - Solana Beach Oct 16, 2024 · Opening a bank account in Mexico as a U. in mid-May, expecting to attend a banking conference. According to the Mexican constitution, no foreigner may acquire ownership of any land or water within these • The central bank has developed and will operate a domestic payment system for USD transfers, (SPID*). Mexico Cities & Towns. BBVA Bancomer México Top 10 Best Peso Exchange in San Diego, CA - December 2024 - Yelp - Currency Exchange International, Border X Change, Casa de Cambio Alberto Padilla, Chase Bank, AAA San Diego Insurance and Member Services, ABC Money Exchange, San Diego County Credit Union Top 10 Best Banks in San Diego, CA - November 2024 - Yelp - California Coast Credit Union, Bank of Southern California, U. Making Banking in Mexico Easy. S. The mosaic mural in the five tall arched bays near the entrance Find a Citizens bank branch in California. Ban Bajio charges 23. Santander Mexico: Offers a range of personal and business banking services in the region. • The objectives of the Central Bank forthis project are to: Allow commercial banks toprocess these payments safely and efficiently. [1] Oct 15, 2024 · Learn about our Hispanic-Latino Executive Council, how we support our Hispanic-Latino clients' financial wellness, and how we are delivering on a $1. Banorte has over 1,000 branches around the country. Since Mexico is big, your best option is a bank that allows you to open an account and has a lot of ATMs in the area you are living in. Aug 16, 2022 · During the Great Recession, minority-owned banks closed at much higher rates than non-minority banks, according to a report by the Federal Reserve Bank of Chicago. One way is to open an account with a bank in your home country that has a partner bank in Mexico. Best Banks & Credit Unions in 22819 Ensenada, Baja California, Mexico - PNC Bank, First Imperial Credit Union, Wells Fargo Bank, California Coast Credit Union, MyPoint Credit Union-Sports Arena, Bank of America Financial Center, Bank of Southern California, MyPoint Credit Union, Mission Fed Credit Union - Linda Vista Jan 29, 2024 · Related Content: Major Mexican Banks – 2024 Peer Review Fitch Ratings-Monterrey-29 January 2024: Major Mexican banks entered 2024 with a strong financial position to face challenges and opportunities, Fitch Ratings says in a new peer report on large Mexican banks. Bank Branch, California Coast Credit Union, Escondido Federal Credit Union, Mission Fed Credit Union - Linda Vista Hi guys, I’d like to know more about how’s banamex work between Mexico and USA or anything you can inform me, thanks a lot guys. 10 best banks in Mexico for expats. In your research, you may have heard of “restricted zones” in Mexico. [6] Best Banks & Credit Unions near Chino Hills, CA 91709 - SchoolsFirst Federal Credit Union, Arrowhead Credit Union, Chino Commercial Bank, Credit Union of Southern California, Altura Credit Union, East West Bank, Comerica Bank, Citibank, First Citizens Bank, Wescom Credit Union Mar 14, 2023 · The value of banks listed on the Mexican Stock Exchange (BMV) dropped Monday in the wake of the recent failures of the California-based Silicon Valley Bank (SVB) and the New York-based Signature Bank. -Scotiabank offers no ATM fees at their Mexican Locations. There are many banks to choose from in Mexico. Hovde said many larger banks began “de-risking” a decade ago by cutting ties to Latin American banks after the federal government began clamping down on money laundering following some problems at Citigroup. This story follows previous reporting on Hovde’s shady finances and his refusal to divest from his bank if elected to the Senate—which has been […] Dec 2, 2020 · Keep reading to help you consider if you need a Mexican bank account. Otherwise why would you need a Mexican account. Mexico City Plus. The Mexican banking system is robust for many years. Blvd. The investigation produced 160 indictments, including 3 Mexican banks and 26 Mexican bankers. Maybe if you live somewhere in Mexico where checks are accepted. -Bank of America (partners with Scotiabank) offers no ATM fees at their Mexican locations. If you don’t have a resident card, it can be challenging to open a bank account in Mexico. This is a list of banks in Mexico, including chartered banks, credit unions, trusts, and other financial services companies that offer banking services and may be popularly referred to as "banks". 1980-06-01 Changed Institution Name to California Commerce Bank. Jan 4, 2024 · I have one bank checking account in Mexico, denominated in MXN (Mexican Pesos). Centro, Cabo San Lucas, Baja California Sur, 23410, México Phone: Sep 20, 2024 · An executive of the bank was recently implicated in a federal indictment detailing his attempts to bribe a member of the U. My current Mexican bank (Banca Mifel) doesn't support Quicken-type downloads. 1981-02-17 Main Office moved to 811 Wilshire Boulevard, Los Angeles, CA 90017. 1 day ago · Current exchange rate of USD Dollar to MXN Pesos in Mexico, with buying & selling rates of banks and government ( SAT, DOF, BANXICO ). What bank in Mexico is connected to Bank of America? Jan 1, 2012 · A Mexican banking company is opening a Laredo location, The company has had a presence in the United States for 40 years, operating California Commerce Bank. Bank Branch, First Pacific Bank, Bank of America Financial Center Feb 11, 2015 · I once wrote a check drawn on a US bank in dollars and deposited it to my Mexican bank account. Hovde decided to take their money despite this Mexican bank already being cut off by several other U. Aug 31, 2022 · Does Bank of America have banks in Mexico? Like the idea of sticking with your home bank after your move to Mexico, and wondering is there a Bank of America in Mexico? We have good news for you, as Bank of America does operate in Mexico. At the end Oct 1, 2024 · Largest Banks in Mexico. Mexico's top 10 banks hold combined assets of over US$600 billion. Branch addresses, phone numbers, and hours of operation for Banamex USA in California. Grupo Financiero Banorte recently partnered with Google Cloud as part of the institution’s ongoing digital transformation. Last week, the Milwaukee Journal Sentinel reported that in December 2023, Banco Azteca flew $26 Apr 8, 2024 · There are many banks in Mexico to choose from, from local to international banks. Mexico - 2015 Paraguay - 2015 Peru - 2015 Uruguay Find local Citibanamex Bank branch and ATM locations in Playas de Rosarito, Baja California with addresses, opening hours, phone numbers, directions, and more using our interactive map and up-to-date information. However, there is a 3% international fee. Banamex USA Los Angeles CA 2029 Century Park East 90067 310 . Then using a Mexican bank in the US makes sense. Bank virtual,… 6. SBA loan for $500,000 was denied by a local bank in Sep 19, 2024 · New bombshell reporting shows that Eric Hovde’s bank flew $26 million in cash from Mexico to California as a part of a deal with Banco Azteca, a Mexican-based bank with a history of being utilized by drug cartels. See full list on firstquarterfinance. -Mexico border directly to Eric Hovde’s bank in California. For your day-to-day banking, you want a financial institution that you can trust and aligns with the money moves you need to make. HSBC Bank 35 ATM and Branch Locations; Time in Baja California now. List of 177 US banks providing banking services in California. info offers up-to-date information about bank and ATM locations in Baja California, Mexico with working hours, phone numbers and reviews. Sep 26, 2024 · MADISON, Wis. Best Banks & Credit Unions near Turlock, CA - Rolling F Credit Union, Golden 1 Credit Union, U. com. Sep 16, 2023 · That’s an awful lot of people wanting to check out a small community bank, even if the opening ceremonies did include a performance by Ballet Folklorico, and TV and radio star Lupita Moran as the emcee. Opening a bank account in Mexico as a U. Find local Citibanamex Bank branch and ATM locations in Baja California Sur, Mexico with addresses, opening hours, phone numbers, directions, and more using our interactive map and up-to-date information. — In the past few days, Eric Hovde has come under criticism for doing business with a Mexican bank long reported to have ties to the cartel. There is a reason why many Mexicans distrust the banks. Book an appointment for help with your financial questions from opening a checking account, home lending options and more. When Mexican banks require an initial deposit, the amount can range from less than 100 US dollars to over 1,000. Like most other neobanks on our list of Mexican digital banks, the account opening is streamlined and can be done in a few minutes. How We Chose The Best Banks In California Although online-only banks can save you on fees and keep transactions simple, banking with a financial institution Sep 22, 2024 · But Hovde said Sunwest now is one of three banks that work, in collaboration with the Federal Reserve, with the Mexico City-based bank. 25 billion five-year commitment to people and communities of color with a focus on affordable housing, health, jobs and small business here. As Dan Bice of the Milwaukee Journal Sentinel revealed last week, Banco Azteca, a Mexican bank with suspected ties to the cartel and cut off by other U. Banks in Mexico. ElDolar. Users can easily sign on, register, activate, and retrieve forgotten user IDs or passwords for seamless access. The bank was co-founded in the year prior by Romano Acosta Banuelos, who later became the first Latina to serve as the U. Customs agents to arrest 22 high-ranking and mid-level bankers from 12 of Mexico's largest banks when they traveled to the U. To fund it, you can pull money out of an ATM using an existing debit or credit card but may run into foreign transaction fees, cash advance fees, expensive conversions, ATM fees, and withdrawal limits. Scotiabank Mexico: A Canadian bank with a presence in Baja California, catering to international clients. Aug 13, 2024 · Hispanic American-owned banks and credit unions primarily serve local communities. 1980-06-01 Acquired Mexican American National Bank in San Diego, CA. Bank Branch, F&M Bank, Mechanics Bank, Mocse Credit Union, Valley First Credit Union, Citibank, Oak Valley Community Bank All banks' branches and ATMs in Mexico in with contacts, location details and working hours. BBVA remains the largest lender in the country. Treasurer (1971 to 1974). Bank Branch, Navy Federal Credit Union, Mission Fed Credit Union - Imperial Beach , Banamex, Wells Fargo Bank, Chase Bank, Santander, Bank of America Financial Center Sep 24, 2024 · — Last Thursday, the Milwaukee Journal Sentinel revealed that a Mexican bank long reported to be linked to drug cartels flew $26 million in cash over the U. Find local BBVA Bank branch and ATM locations in California, United States with addresses, opening hours, phone numbers, directions, and more using our interactive map and up-to-date information. Thousands showed up in April 1966 for the bank's grand opening celebration. Between 2008 and 2010, 11 out of Find local BBVA Bank branch and ATM locations in Los Angeles, California with addresses, opening hours, phone numbers, directions, and more using our interactive map and up-to-date information. The four biggest banks in Mexico are BBVA, Banorte, Santander and CitiBanamex. Bank failures in California in 2008,2009, 2010 and 2011. El Jacalito in Riverbank, CA. This map covers the northern part of the Sea of Cortez, including San Felipe, Puerto Penasco, Islas Encantadas, and Bahia Gonzaga. Advertisement. Read on to learn about 10 of the best banks in Mexico for expats. Gulf Coast. Largest Cities. Feb 19, 2019 · I had a Mexican bank account once. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable sources. Real De Baja California 23911 Lote 37 Mz 617 Fracc. Check out our location and hours, and latest menu with photos and reviews. Banks in Baja California, Mexico. Mexico City 80; Jalisco 78; New Leon 50; Baja California 35; Estado De México 34; All Jul 3, 2023 · Banorte and Citibanamex are Mexican banks while Santander Mexico, BBVA Bancomer and HSBC Mexico are subsidiaries of global financial institutions. Opening a Wise currency balance is similar, in a couple of simple steps: How to open a Mexican peso account in Canada will depend on the specific bank or provider you pick. Hola Chico’s, me gustaría saber más hacerca de cómo funciona banamex entre Mexico y Estados Unidos, o cualquier información importante que pudieran proporcionar me, MUCHAS GRACIAS, my phone number, mi numero de teléfono 4084696393 BBVA Bancomer is the first bank in Mexico to use artificial intelligence integrated with WhatsApp’s technology. Best Banks & Credit Unions in Mexicali, Baja California, Mexico - Chase Bank, Wells Fargo Bank, First Imperial Credit Union, Sun Community Federal Credit Union, Bank of America, First Foundation Bank, National Treasury Empoyee Union, Bank of America Financial Center Oct 15, 2024 · List of Banks in Mexico. Its virtual assistant facilitates the bank's communication with both customers and non-customer users, answering questions about branch location, how to open an account, and suggestions on how to use the bank's digital services. This trust assures the buyer all the rights and privileges of ownership and can be sold, inherited, leased, or transferred at any time. 0856 Pesos Top 10 Best Banks & Credit Unions in Moreno Valley, CA - December 2024 - Yelp - SchoolsFirst Federal Credit Union, Altura Credit Union, Provident Bank, Navy Federal Credit Union, BBVA Compass, U. [5] In 1977, Grupo Banamex was formed by merging the bank with its investment and mortgage assets. John Street, San Jose, CA 95113. Dec 10, 2024 · If you are moving to Mexico, you may want to or be required to open and maintain a Mexican bank account. Bank Branch, Mechanics Bank, Union Bank of California In 1973 there was a constitutional amendment called Foreign Investment Law which allowed foreigners to purchase land in the borders and coasts by way of a Trust through a Mexican Bank (Fideicomiso). Check the map and list of banks failed in California. The bank has received awards such as Bank of the Year and Best Mexican Bank for its diverse range of financing and lending services. Jul 16, 2022 · Cuenca is a challenger bank from México City founded in 2018 and backed by Stripe and Andreessen Horowitz. Legislation requires that all Mexican banks offer a “basic” bank account, known as a Cuenta de Nómina (payroll account). Jul 28, 2023 · In this article, we provide you with essential insights and tips so that you can effectively deal with Mexican banks and enhance your overall banking experience. These zones are any property within 100 km from Mexico’s international borders and 50 km from the coasts. When it comes to Mexican banks in the US, you have many options for your banking needs. Overview of the Mexican Banking System Sep 25, 2024 · Five Questions Eric Hovde Needs to Answer Amid News His Bank Works With a Mexican Bank Long Reported to Have Ties to the Cartel Sep 25, 2024 MADISON, Wis. dollars. Understanding these options is crucial for managing money abroad in Baja California. Mexican Banks in Orange on YP. May 28, 2024 · Mexican banks recorded a stellar performance in 2023; the country’s top five biggest banks by assets enjoyed a double-digit increase in pre-tax profits as economic growth in 2023 exceeded expectations with a 3. Opening a bank account in Mexico can be a worthwhile thing to do if you are relocating here or purchasing a property. Why You Need To Open A Bank Account in Mexico. citizen doesn't have to be daunting. citizen can seem tricky, but it’s doable with the right steps Top 10 Best Us Bank in Zona Centro, Tijuana, Baja California, Mexico - June 2024 - Yelp - U. California is home to 129 financial institutions, accounting for nearly $560 billion in total assets, according to data from the Federal Deposit Banks. . Empresa Acerca de Atención al cliente Best Banks & Credit Unions in Tijuana, Baja California, Mexico - PNC Bank, Bank of America Financial Center, Wells Fargo Bank, Mission Fed Credit Union - Chula Vista, Chase Bank, California Coast Credit Union, Citibank, North Island Credit Union, Navy Federal Credit Union, U. We’ll also answer some frequently asked questions about banking in Mexico as a foreigner. Real De San Best Banks & Credit Unions in Palm Springs, CA - Altura Credit Union, Pacific Premier Bank, Sun Community Federal Credit Union, SchoolsFirst Federal Credit Union, Provident Bank, Citibank, First Foundation Bank HSBC Mexico: With branches in major cities like Tijuana and Ensenada. If you are not funding your card from a direct Mexican bank transfer or a Wise transfer from a foreign bank, there is a List of CA Banks. Jul 12, 2005 · MEXICO CITY (AP) — Top crime boss Alfredo Rios Galeana, who blasted his way out of a Mexican courtroom almost two decades ago and spent nearly 19 years as a Oct 26, 2023 · Final thoughts on opening a bank account in Mexico. Marina #17 Locs. They credited the account with the funds immediately. Dec 3, 2024 · Payroll accounts. After analyzing the market to find the best banks in Mexico for expats, here are 10 that topped the list. . I live in Mexico most of the time and would like to have transactions download-able to quicken — same as my US accounts (Citi, Chase, BoA, USAA Bank). Banamex in Los Angeles, CA offers online banking services through Citi Online, allowing customers to conveniently manage their accounts and finances. View office hours, bank phone numbers, driving directions and reviews of 5549 bank branches in 659 cities in CA. If you have an American account with a Mexican bank in the US, it will be a much smoother process. Despite this, Eric Hovde’s bank flew $26 million of cash from Mexico City to Irvine, California as part of a deal with Banco Azteca last December. Once you decide if you need one, I’ll cover how you open a bank account in Mexico. Bank Branches & ATMs in California | Citizens CA Banks Near You Funding your initial deposit. Servicios Explorar Salud y bienestar Generar ingresos Centro de conocimiento. github. Never again. These accounts are intended for receipt of wages or salaries; they must not charge fees or commissions and provide the account holder with an ATM / electronic payment card so that funds from the account can be accessed in cash or spent at stores. com Oct 24, 2024 · Hispanic American–owned banks, of which there are 30, comprise the second largest group of minority depository institutions (MDIs) recognized by the Federal Deposit Insurance Corporation (FDIC), Dec 12, 2023 · There are dozens of federally insured Latino-led banks and credit unions that aim to help people who have traditionally been underserved by the U. SPID will settle same day payments in US dollars amongaccounts held in Mexican banks in Mexican territory. See reviews, photos, directions, phone numbers and more for the best Commercial & Savings Banks in Orange, CA. 2 per cent increase in GDP. Dec 20, 2023 · Best Banks & Credit Unions in 21440 Tecate, Baja California, Mexico - Bank of Southern California, Wells Fargo Bank, Escondido Federal Credit Union, BBVA Compass, PNC Bank, Mission Federal Credit Union - Linda Vista Branch, Chase Bank, California Bank & Trust, First Republic Bank, California Coast Credit Union May 3, 2020 · You can find all the main Mexican banks in Address: Blvd. Many of them are in Texas, Florida, California, and Puerto Rico. Compare rates, services, and customer reviews to find the top banking options in the Golden State. Bank Branch Nov 7, 2024 · The Best Banks in California for Branches. banks over “risk Best Banks & Credit Unions in Rosarito, Baja California, Mexico - Wells Fargo Bank, PNC Bank, Mission Fed Credit Union - Chula Vista, Bank of America Financial Center, Bank of Southern California, U. Sep 25, 2024 · MADISON, Wis. banks over “risk and compliance concerns,” flew $26 million in cash over the U Baja California, [a] [b] officially the Free and Sovereign State of Baja California, [c] is a state in Mexico. Find all the important banking institutions here! Best Mexican in Riverbank, CA - El Jacalito Mexican Food, CasAmigos Restaurant And Barra, Taqueria Los Compadres, La Parrilla Mexican Restaurant & Bar, El Ranchito Restaurant, El Ranchero's, Taqueria San Jose, Del Rio's Bar and Grill, Victor’s Taco Shop, Don Fili’s Grill Best Banks & Credit Unions in Gilroy, CA 95021 - Pinnacle Bank, Santa Clara County Federal Credit Union, Golden 1 Credit Union, Wells Fargo Bank, Bank of America Financial Center, U. City # of Branches. If you are planning on living in Mexico, it makes a lot of sense to have your banking in the country where you reside rather than miles away or on the other side of the world. Our US bank does not charge anything to withdraw from anon network bank. Following are the largest banks in Mexico ranked by total assets in billions of U. 2 pesos to withdraw from my US bank Wiki at: https://japanfinance. Currently, there are approximately 50 banks operating in Mexico. If I recall correctly, they charged me a 1% fee to deposit the check. Most banks or providers require a verification process, in which you submit some documents to confirm your identity, or attend in-person interviews. At the time, the balance of the account was greater than the check. The banking sector is mostly owned by foreign financial institutions such as Santander, BBVA, Citigroup, HSBC and Scotiabank. The presentation and flavors of the dishes are praised, and the attentive staff, including servers Steve and Megan, ensure a pleasant and personalized experience. From Business: First Bank in Los Angeles, CA, is a full-service, family-owned bank with a variety of business, family business, and personal banking services. 3943 Col. Bank Branch, MyPoint Credit Union - North Park, Wells Fargo Bank, Chase Bank, Capital One Café Best Banks & Credit Unions in Nogales, Sonora, Mexico - Wells Fargo Bank, Bank of America, Washington Federal, Santa Cruz County School Personal Credit Union, Casade Cambio Cova, Chase Bank, First Convenience Bank Jun 8, 2019 · Did you know that in the event that a bank were to present financial problems that put people’s savings at risk, there is government-backed insurance? The Institute for the Protection of Bank Savings (IPAB) was created 15 years ago and is responsible for establishing the necessary mechanisms for savers to quickly recover their money. The same holds true for Mexicans coming to America who have account with Mexican banks in the US. Before becoming a state in 1952, the area was known as the North Territory of Baja California (Territorio Norte de Baja Californ Feb 5, 2021 · Favela launched his Mexican-palate inspired craft brewery in 2013 with his brother, two nephews and their collected $24,000 in cash. But for the largely Mexican-American enclave of East LA in the ‘60s, Pan American was more than just a new business. Oct 22, 2024 · According to state records, there are almost 100 financial institutions actively operating in California. 1974-06-24 Main Office moved to 111 West St. — Yesterday, Eric Hovde dodged questions from reporters in La Crosse about his bank’s business dealings with Banco Azteca, a Mexican bank long reported to have ties to the cartel. Banamex gradually introduced several financial product innovations to the Mexican market including the first credit cards in 1968 [4] and an ATM banking system in 1972. With the right preparation and knowledge, you can navigate the process smoothly and enjoy the benefits of banking in Mexico. banks to once again do business with the bank. This area is well-known for quick weekend getaways for California and Arizona anglers and divers who rely on up-to-date water temperature, water color, true color satellite imagery, and wind maps to find the best conditions and maximize their angling and diving trips. But for decades the Los Angeles area has had Then using a Mexican bank in the US makes sense. It's necessary if you want to easily cash a dollar or even a peso check, transfer funds from your home country, or pay your utility bills at the bank. Congress to get U. Baja California 10:09: 32 Wednesday Red de empoderamiento latino. Oct 22, 2022 · Bank of America also has options in Mexico, in association with Banco Santander, to facilitate your banking operations whether you are in the United States or Mexico. banking system. Taylor (my husband) decided to open an account with Santander because there is a location near our apartment in Guadalajara. Here are some of them: Jun 13, 2012 · Discover the comprehensive list of banks in Mexico, including central banks, Mexican banks, foreign-owned banks, and development banks. Sep 24, 2024 · News 19 spoke with him exclusively about a recent report from the Milwaukee Journal Sentinel regarding Hovde's bank receiving money from a bank connected with Mexican drug cartel. [3] Four years later, Banamex acquired the California Commerce Bank. Find local Citibanamex Bank branch and ATM locations in Tijuana, Baja California with addresses, opening hours, phone numbers, directions, and more using our interactive map and up-to-date information. Jul 4, 2024 · Restricted Zones, Individual Buyers, and the Bank Trust. How to open a Mexican peso account in the US will depend on the specific bank or provider you pick. I would not rely on regular Mexican mail to receive checks. For Mexicans visiting the United States for a short time, or for Americans visiting Mexico for a one-time trip, using a Mexican bank in the United States will save you a lot of This operations led U. Opening a Wise currency balance is similar, in a couple of simple steps: Aug 12, 2021 · Baja California Peninsula. Jul 23, 2006 · Dozens of Asian American banks have sprung up in Southern California, and 14 Latino-owned banks serve Florida’s large ethnic Cuban population. It is the northwesternmost of the 32 federal entities of Mexico. zyuo dhkk zfpsefcq mhd rdmilv ifpiegtt tlwj uqzc ltydtddql ypypyg